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Spend crypto like money.

Deposit crypto and get a virtual card on the major networks in minutes. No KYC, no documents, no ID. Pay online, in apps, and in person with Apple Pay and Google Pay.

major networks

Every card is issued on one of the major international card networks — the same rails as any card in your wallet — and spends at 100M+ merchants worldwide, online and in person. Real number, real expiry, real CVV: complete in every detail you'd expect on a card.

PayPay
60scard issue
100M+merchants
6assets accepted
$0monthly fee

How it works

Three acts. A few minutes.

Deposit crypto

Send BTC, ETH, USDT, USDC, LTC or XMR to your balance. Every deposit is quoted before you send and credited on network confirmation.

on-chain

Create your card

Pick a card in the dashboard and load it from balance. Number, expiry and CVV are struck instantly, shown once, stored encrypted.

major networks · virtual

Pay everywhere

Add it to Apple Pay or Google Pay and tap in person, or pay online directly. Real card rails, 3-D Secure built in.

Pay Pay3-D Secure

The card

A card built for real spending.

A virtual card on real bank rails. Choose your card when you create it. Every card spends anywhere cards are accepted, and checkout only ever sees the card, not your wallet.

The Nocturne virtual card, matte obsidian with a quiet violet edge.
Format
Virtual, issued in minutes
Networks
Struck at issuing
Mobile wallets
Apple Pay · Google Pay (Aurora)
Security
3-D Secure · details shown once, encrypted
Control
Freeze, replace or reissue instantly
Validity
2+ years
The lineup
Shadow $15 · Aurora $25 · Eclipse $5

The lineup

Three cards. One night engine.

Same rails, same dashboard, same crypto balance behind every card. Pick the instrument that matches the job; it is live in about a minute.

The Shadow card
$25$15

Shadow

The essential card. Online and in-app, everywhere cards are taken.

  • Online and in-app, anywhere cards are accepted
  • Loads at 5% → 3.5% on the rolling last 30 days window
  • Freeze, replace or reissue from your phone

Start with Shadow

The Aurora cardThe complete card
$50$25

Aurora

The complete card. Online, in-app, Apple Pay, Google Pay, tap in person.

  • Everything in the lineup, in one card: online, in-app, in person
  • Apple Pay and Google Pay from the first minute
  • Tap anywhere contactless is taken: shops, transit, terminals

Start with Aurora

The Eclipse cardLaunch offer · ends 18 Sep
$10$5

Eclipse

The ad card. A dedicated BIN for media and digital spend.

  • Loads at 3.5% → 2.5% as your last 30 days of volume grows
  • Two editions at mint: ads & media, or AI subscriptions
  • Restricted to ads, software and digital goods, by design

The ad card, in full

Start with Eclipse

Shadow $15 · Aurora $25 · Eclipse $5 · one-time, chosen when you create

The ad card

Campaign money on its own card.

Eclipse funds Meta, Google Ads, TikTok and X on its own dedicated media range — and its AI edition passes the card checks at Claude, OpenAI and the other AI checkouts.

In your wallet

Tap to pay, from tonight.

Provision your card to Apple Wallet or Google Wallet in seconds and pay contactless wherever cards tap. Device tokenization keeps the real number off the terminal.

  • Adds to Apple Pay and Google Pay in seconds
  • Contactless in person: shops, transit, vending
  • The real number never leaves the vault, terminals see a token
Pay Pay

Wallets ride the Aurora. Apple Pay availability is decided by Apple by account region and device; Google Pay is supported on every Aurora.

02:475G

Wallet

Nocturne
Nocturne · Virtual•• 0925
Add to Apple Wallet

Added, ready to tap

In the wild

Where nights run on Nocturne.

Paid media

Ad accounts billed clean. Approvals, not reviews.

Subscriptions

Streaming, memberships and tools, each on its own card.

Travel

Rides, stays and flights. Tap or book online.

Everyday

Groceries, coffee, transit. Contactless everywhere.

Marks name places cards like ours clear every night, not endorsements. A short list of restricted categories is shown before you create a card.

Funding

Fund with the assets you already hold.

Loading a card costs 5%, easing to 3.5% as your last 30 days of volume grows (Eclipse loads from 3.5%). The deposit itself is a flat 0.49% on every asset. Everything is quoted before you confirm.

BTC

Bitcoin

1 conf · ~$20 min

ETH

Ethereum

6 confs · ~$15 min

USDT

Tether

TRON · ETH · SOL

USDC

USD Coin

6 confs · ~$15 min

LTC

Litecoin

3 confs · ~$15 min

XMR

Monero

10 confs · ~$15 min

BTC Bitcoin

1 conf · ~$20 min

ETH Ethereum

6 confs · ~$15 min

USDT Tether

TRON · ETH · SOL

USDC USD Coin

6 confs · ~$15 min

LTC Litecoin

3 confs · ~$15 min

XMR Monero

10 confs · ~$15 min

Pricing

The whole price list, on one receipt.

Six lines, that's all of it. Slide an amount through and watch what actually lands on the card.

Card load

the working fee, drops automatically with your last 30 days of load volume (Eclipse: 3.5% → 2.5%)

5% → 3.5%

Deposits

every asset, quoted before you send

0.49%

Card

one-time · Shadow $15 · Aurora $25 · Eclipse $5

from $15

Payments

we add nothing to a payment; a declined attempt costs $0.25, the issuing bank's own charge

$0

Monthly fee

$29 of spend a month keeps a card active; idle cards retire with the balance returned

$0

FX markup

conversions at the network's own rate; its regular ~1% conversion fee passes through at cost

0%

Every fee is shown in the app before you confirm, at every step.

Full pricing
Deposit fee · 0.49%
$4.90
Card load 5% · standard
$49.76

Lands on the card

$945.35

your last 30 days put the load rate at 5% · then nothing per payment · $0 monthly

The dashboard

Run it from one clean screen.

Balance, cards and activity in one place. Create, load, freeze or replace a card in a couple of clicks. Works in any browser, phone included. Nothing to install.

nocturne.cards/dashboard
The Nocturne dashboard: balance, active cards and recent activity.

Privacy & security

Private by design. Serious about compliance.

No KYC. Ever.

No ID, no selfie, no dossier. Sign up with an email or an access token; identity never enters the system, so there is nothing to leak.

Card details, sealed

Numbers are shown once and stored encrypted. Support never asks for your card number. There's nothing lying around to leak.

Lawful use, enforced

Real card rails with 3-D Secure. Sanctioned regions are blocked and restricted merchant categories decline at the network level. The full policy lives in our terms.

Privacy is a feature, not a loophole.

FAQ

Good questions, straight answers.

Deposits credit on network confirmation, usually a few minutes depending on the asset. Card creation itself takes about a minute: the number, expiry and CVV appear in your dashboard the moment it's issued.

Yes, on Aurora. Add the card to Apple Wallet or Google Wallet in seconds and pay contactless; tokenization means the real number is never exposed at the terminal. Worth knowing: Apple Pay provisioning is Apple's own decision, made by your Apple account region and device, so on rare setups it can be unavailable; Google Pay is supported on every Aurora. One practical note: if the wallet asks where to send a verification code, choose Email, the code lands in your dashboard.

The working fee is the card load: 5% when you move balance onto a card, easing to 3.5% automatically as your last 30 days of volume grows. Eclipse, the media-spend card, loads cheaper still: 3.5% → 2.5% on the same window. Deposits are a flat 0.49% on every asset, a card is a one-time purchase from $15 (the Eclipse ad card is $5), payments are $0 flat, and there's no monthly fee.

Anywhere cards are accepted: over 100 million merchants online and in person, from subscriptions and ads to travel and shops. Every card is struck on one of the major international networks — the same rails as any card in your wallet. A small set of merchant categories is restricted at the network level; the illustrated list is shown in your dashboard before you create a card, and the fine print lives in our terms.

Spend what you hold: prepaid, no credit line, no monthly cap of ours. The card networks carry their own ceilings and they are generous, $50,000 a day and $1,000,000 a month on the standard cuts; the Eclipse ad card rides its own pair, $25,000 a day and $500,000 a month. The same figures are shown in your dashboard before money moves.

There's no monthly fee. A card stays active with $29 of spend across a month; leave one idle for three months and it retires — you get a warning first, with a week to keep it — and any remaining balance is returned to your account before anything else. Cards are valid for 2+ years and we email you before expiry.

No KYC. An email address and a crypto deposit, no documents at any point. Accounts are for lawful use; our terms apply, and the service isn't available in sanctioned or prohibited jurisdictions.

Your card is minutes away.

Create an account, deposit crypto, and pay with Apple Pay or Google Pay tonight.

Cards from $15 · Eclipse ad card $5 · no KYC · no monthly fee · cancel any card, any time